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Forums - General - Do you have Public Health System in your Country? Do you like it? Or would prefer it to be private? (NHS related)

kopstudent89 on 25 May 2018
EnricoPallazzo said:
kopstudent89 said:
Lebanon pretty much the same. Private is great and cheap relatively. Here, after tearing my shoulder, the NHS kinda f***** me over. They literally sent me to an xray when I needed an MRI. When I asked for MRI, they gave me brochure for shoulder exercises that will soothe the pain.

2 years on, my shoulder still feels bad. And as you said, the referrals thing was also an issue. I eventually got an MRI in Lebanon when I was on vacation and it seems nothing is wrong anymore but I'm sure if I got it treated early then my shoulders would've healed.

Damn!!! Thats exactly my case!!! Im freaking scared it might happen to me. Where did it happen and they refused an MRI? Lebanon also?

By the way always wanted to visit Lebanon

Yeah healthcare in Lebanon is good (if you have insurance obviously). It also depends on what you're going in for, but they do try to keep you in bed if you have good insurance which is how private hospitals operate unfortunately. It all comes with pros and cons, but for physical injuries, the NHS is useless. 



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EnricoPallazzo on 25 May 2018
kopstudent89 said:
EnricoPallazzo said:

Damn!!! Thats exactly my case!!! Im freaking scared it might happen to me. Where did it happen and they refused an MRI? Lebanon also?

By the way always wanted to visit Lebanon

Yeah healthcare in Lebanon is good (if you have insurance obviously). It also depends on what you're going in for, but they do try to keep you in bed if you have good insurance which is how private hospitals operate unfortunately. It all comes with pros and cons, but for physical injuries, the NHS is useless. 

But where did you get refusal for an MRI which may later have caused you should pain? Was it in uK or lebanon?



Barozi on 25 May 2018
EnricoPallazzo said:
Barozi said:

eh two mistakes in this post.

Health insurance IS mandatory for everyone. Politicians included. You might confuse that with public health insurance.

How would it be possible to inform previously uninsured people? The state doesn't have data on people who were never insured.
Also all federal laws have to be announced in the Bundesgesetzblatt which is freely available to everyone.
And last but not least "Unwissenheit schützt vor Strafe nicht".

Sorry I dont get it... so you have publich health for everyone bit at the same time you need to uave private insurance?

Nah it's like SuperNova said.

Healthcare is mandatory for everyone.
Public insurance is the standard (88% of all citizens). You can however opt out of the public system in certain cases. However, then you're forced to insure yourself privately (12%).



VAMatt on 25 May 2018
EnricoPallazzo said:
VAMatt said:
I live in the USA. Definitely, private health insurance, and private healthcare are expensive. Most of us get coverage and care privately. So, it is a significant financial burden on many Americans. But, in the USA, if you seriously injure your knee, you'll have that worked out in a matter of several hours. For a less severe injury, you may have a couple days of back and forth, as the OP describes in the private market in Brazil.

IMO, we'd be better off in the USA if government would get out of the way, allow insurers and doctors to provide various levels and types of service, and we'd likely see affordability like we do in every industry that government doesn't ruin. I certainly do not support single payer insurance programs, or anything close to a "public health system." Those things seem to fall somewhere on the scale of mediocre to terrible. And, of course, you still have to pay for government healthcare.

Just  curious... what if you have a turnaround in your life and cant pay insurance, or one of your close relatives like parents etc? What if you get a disease that requires requires higes amount of money every month which in theory would not be covered by the insurance? 

Btw Im a capitalist pig, if the government was out of the equation I believe costs would be lower. At the same time I think heath and safety (like police) are too delicated themes to be in hands of private companies only. 

I don't have the answer to that question.  I don't imagine that things will be perfect if government gets out of the way.  But, perfect is not the standard.  There are people suffering right now due to long waits for care, excessive costs, and a whole host of other factors.  Evidence shows us that everything government touches is made worse.  So, I think it is a safe assumption that the healthcare market will be better without state intervention.  Not perfect, just better. 

l'll also note that prior to government involvement in healthcare, we did not have an epidemic of people suffering for lack of money to pay for available healthcare.  



Nymeria on 25 May 2018
EnricoPallazzo said:
Nymeria said:

$6000 per year for insurance.

$50 co-pay per visit (Roughly 10-15 times per year, would cost $200 without insurance)

$500 deductible on procedures (Procedure I had a few years back would have been $30,000 without insurance)

Negotiated rates on medication (I pay $100 a month compared to $1500 a month if I lacked insurance)

I also do pay 2% of income in taxes for Medicare which helps elderly people with healthcare needs.

Level of care is good, the issue is how expensive it is, and really how it would be if I didn't have a job that had insurance.  I will die within 48 hours without medication so my situation often requires fast response time from hospitals or doctors.

Wow thats a lot. Or no because youre saving a lot with medicines. Is it that expensive because you already have a condition or 6k per year is a normal price? Sorry to know you have a delicate situation

Other people I know in similar situation are envious of how cheap it is and good the coverage is.  Some people have to pay first $10,000 on procedures even while paying $10,000 a year in insurance.  I am fortunate to work at a massive company that can handle someone with my health issues being part of the pool or insured.  If someone is on their own buying insurance it can be a nightmare.
Keep in mind, if I went to Mexico or Canada the exact same medicine can be purchased for a fraction of what it is in the US.  Many people do make border runs and people have died running out of money/medicine.  This isn't a condition that is rare, roughly 9% or 30 million Americans deal with a form of diabetes.



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Ultr on 25 May 2018

Switzerland. Everyone has basic healthcare mandatory. no problem.
If you want. get private. noone cares. everyone is happy.



I officialy know too much now.

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kopstudent89 on 27 May 2018
EnricoPallazzo said:
kopstudent89 said:

Yeah healthcare in Lebanon is good (if you have insurance obviously). It also depends on what you're going in for, but they do try to keep you in bed if you have good insurance which is how private hospitals operate unfortunately. It all comes with pros and cons, but for physical injuries, the NHS is useless. 

But where did you get refusal for an MRI which may later have caused you should pain? Was it in uK or lebanon?

UK



Rab on 27 May 2018

Having a public system is better than not having one that is for damn sure!
Private care is quicker but at the expense of public as Dr's are a limited resource, having no private would probably make public a quicker service

Australia here, where public health care is quite good, but private patients do jump the que for services  



CrazyGamer2017 on 27 May 2018

Yes I do and over here it's called Social Security.

I never see doctors cause I don't want to, I'd have to be in horrible pain to force myself to see one.

But if I had to see one or stay in a hospital I'd choose social security a thousand times over private insurance for the following reasons.

Health is a fundamental right, not a commercial product so not paying for healthcare when you need it seems logical to me and common sense.

I don't like (or trust) private insurances because their business is in fundamental contradiction with their customers' interests. Insurances are there to make money and that's all so actually paying for your health issues is (I bet most people don't know this) a failure from their perspective as paying for your health means they are losing money. So they will do anything and everything to not pay, look for the fine print in your contract and hold it against you and they have an army of lawyers that will make sure there is something in fine print that you will miss or misunderstand so that they don't have to pay when the time comes. I wouldn't trust an insurance for standard stuff so I'm certainly not going to trust it with my health.

So I end up saving a lot of money with all the types of insurance I don't have.