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EnricoPallazzo said:
Nymeria said:

$6000 per year for insurance.

$50 co-pay per visit (Roughly 10-15 times per year, would cost $200 without insurance)

$500 deductible on procedures (Procedure I had a few years back would have been $30,000 without insurance)

Negotiated rates on medication (I pay $100 a month compared to $1500 a month if I lacked insurance)

I also do pay 2% of income in taxes for Medicare which helps elderly people with healthcare needs.

Level of care is good, the issue is how expensive it is, and really how it would be if I didn't have a job that had insurance.  I will die within 48 hours without medication so my situation often requires fast response time from hospitals or doctors.

Wow thats a lot. Or no because youre saving a lot with medicines. Is it that expensive because you already have a condition or 6k per year is a normal price? Sorry to know you have a delicate situation

Other people I know in similar situation are envious of how cheap it is and good the coverage is.  Some people have to pay first $10,000 on procedures even while paying $10,000 a year in insurance.  I am fortunate to work at a massive company that can handle someone with my health issues being part of the pool or insured.  If someone is on their own buying insurance it can be a nightmare.
Keep in mind, if I went to Mexico or Canada the exact same medicine can be purchased for a fraction of what it is in the US.  Many people do make border runs and people have died running out of money/medicine.  This isn't a condition that is rare, roughly 9% or 30 million Americans deal with a form of diabetes.