You're a lucky and blessed man. Some people have no option but to struggle and owe money. Unfortunately, everyone can't be at the top of the food chain.
Luck and blessing played no part in it, my family was poor, i just got off my ass and grafted, paper round and yard work till old enough to work, then full time night job while going through college and university (to pay for college and university).
At one point running two jobs in chain because the initial job switched from full time to part time.
Trouble is most people these days think they're owed something just for existing, and don't have the drive to get off their backsides and work for what they want.
Everybody should do what you did, then.
-The person looking for a job but can't find one because of where they were born
-The people who worked at a lucrative place for decades only to have it go out of business because the market changed
-The person who tried very hard in school but just barely passed
They should all do what you did instead of making bad decisions. Every person in retail, fast food, making minimum wage--they should all have made better decisions and quit feeling like they were owed something.
Hey, I feel you man. My family was extremely poor growing up. Now, I have two sisters that are teachers, one who is a nurse, and I work at a nuclear power plant. Virtually no debt, great credit score, my own land with my own house, etc. Alot of things feel into place and luck even played a part in it. I worked two full time jobs, as well. There are people who were way more motivated than me doing a lot worse than I am. It's just the way the world is. I don't regret or feel guilty about being successful.
I'm still blessed and lucky, though. Doesn't mean anything was handed to me. When I see people struggling, I think "That could have been me." or "That used to be me."