Not the same thing. The thing about websites says they can terminate access for any reason. The thing you've bolded about PSN access is saying that you won't get any refunds if PSN service is terminated and it doesn't matter the reason for termination. The PSN termination thing is poorly worded and it is open to exactly your misunderstanding. Better wording would be: You will not receive a refund for items.... if your account is terminated, regardless of the reason for the termination of your account.

But it doesn't matter much. Any games you have on your HDD that don't require you to sign in to your PSN account to play will still be playable. Same with any games you bought on disc.

You should also note that not getting refunds is also part of MS TOU for XBL: You should refer to the offer describing the Services as (i) you may not receive a refund at the time of cancelation; (ii) you may be obligated to pay cancelation charges; (iii) you may be obligated to pay all charges made to your billing account for the Services before the date of cancelation; or

So industry stadnard stuff for the most part.

That means that people won't be able to play their games or watch movies or anything! Oh, wait...

Are you serious? or is this a joke thread? I dont get what you are trying to accomplish here, anyways hmm yeah its bad if they ban you like that, i guess

I don't know whether this is funny or sad. Maybe a little bit of both.

That's not good! :/
So if I'm playing multiplayer and I kill my teammate then I will get banned and won't be able to play online multiplayer for the duration of my ban and won't be able to access my digital games. That sucks! :(
I would feel bad for people who get banned permanently since they would have paid $50 to get Playstation plus and more importantly, will lose all their digital games :0.

You don't lose anything...

I never log in to play my PSN games.

I'm still going to be that douche who fires his RPG into the floor in hardcore game modes...

Sony is evil confirmed?

This is pathetic. Are you really trying this hard to take pressure off of M$? XBL has the same exact policies, only in the case of the XBone, you actually forfeit the licenses to all you digital games and thus completely lose the game. That also includes any DRM fees that you might have paid for a used title. Give it up already. M$'s new console is pretty much a consumer disaster at this point.

But they're still there. You still have your download list, and you can go back to downloading them after your ban is up. The only thing that can break that is a perma ban, and the only perma ban I've ever even heard of from Sony was that GeoHotz dude, a long time ago, and that was for very good reason. Plus, in all the years I've been gaming on PS3 (since 2007), I've only seen 2 people get banned, because they both did something stupid. PSN ban is extremely if you demonstrate a little common sense when using the system.