I'm sorry but you really suck at math... The question is not do you spend more than 120 bucks on music and honestly people that actually listen legally to music without streaming spend way more than that a year.... But how much did you listen with the sub and as far I know most people that actually pay and actually use XB music or any other service alike destroy ten folds the 120 bucks worth barrier....
now for quality I know tons of online DL legal sites that provide equal if not far superior music quality than retail discs....
and to be frank unless you have real Hi-Fi equipment most streaming services have decent enough quality... If you have a true sound system 120bucks a year doesn't even cover the price of one of the woofers on a single entry level speaker
and resell value??? Shit I don't remember a single time I sold a CD and don't know anyone around me that did beside at yard sale to move out clutter....
same goes for movies... And for Netflix if you don't find over a year enough good material to justify the ridiculously low cost you just don't like TV shows and Movies... Sure the last big Hollywood blockbuster is not on it... But most of the biggest cult movies of all time are there at some point...
now with games... That's where it is actually the most questionable whereas for music and movie it's a now brainer... For any music and movie lover it's a no brainer bargain and you can still buy the vinyl BR and CD you really dig and will rewatch (which is rare and usually imply you won't resell anyway)
with games, well I don't know you but I have way more than 30 bucks worth of EA games and even if iwas to resell them after I finish them within weeks I wouldn't come close to make up my cost... You can flip it how ever you want... And try to put a spin on ownership (read the legal text on your disc, you don't technically own shit either)... This by far destroyed everything unless you really are a materialistic person....
no they don't make money on your individual ass... They make it on the scale at which they sell the sub... Cause trust me even if sports game get resell a lot they are still one if not the biggest franchise at retail selling more than most other ones...
all in all they make money by saving on production/distribution cost and the amount of people but they do lose money in the big consumers if taken individually.... Same goes for Netflix or music services...
games aren't in the Vault anymore...... maybe it was a glich. 
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