I feel the same. They definetly should lower prices but damn, they keep increasing them. 90 euro for the around abouts general price now. Still some games do 70 but...agh, it's best to wait for sales these days anyway and grab them for 50 or less. 

Having my pain MP game and my main story game on disc is a pain in the ass. All discs should be data discs at this point and they most certainly are cause they use the SSD, the disc is just a key. You should be able to play with the disc inserted.

Cartridges are the best. No fear of scratches, less issues coming up where the disc reader doesnt work properly (I’ve run through 3 copies of SSBB, for instance, b/c theg all would have some bug which would crash the game if you wanted to play as a certain character), plus physical ownership is ideal.

Do you not find it tiring to be swapping them out? Especially on the move, where you can have hundreds of games woth you anywhere if you own them...

I will add that carts CAN survive a trip through the washer and dryer.  Thanks to my wife not checking pockets when she does laundry and my kids not emptying said pockets at least 4 carts have now been laundered but continue to play.

Nintendo only allows for up to two downloads of a digitally purchased copy of a game, and next year, i'll have three Nintendo Switch systems (NSW 2017, NSWOLED TotK, NSW2). I would either need to pull out my NSW2017 to play some digital games, NSWOLED to play other digital games, and NSW2 to play another subset of digital games...or I can just purchse the physical copies, and use them on all my systems (as well be able to share my library with my brother).

And looking beyond Nintendo, I just prefer to have the physical copy, even if it is truly more ideal to purchase the digital on PlayStation or Xbox. I just love seeing the disc boxes in my drawers. It's so bland just downloading everything. Plus, it's a whole lot easier to share games with others when you purchase the physical version.

My two cents is Physical with a digital copy (pertains mostly to movies). Best of both worlds. I have physical copies on the shelf that will last years , but I can also boot up Fandango (formerly Vudu) and watch a movie quickly without having to go find/fetch my copy.

What I truly miss is Ultra-Violet. It was like a digital wallet that held your licenses. I could just link to it via a player and have access to my entire digital library of movies. I really wish someone would come up with a viable business model for something like that again. I would even be willing to pay a subscription fee for something like that if it held my licenses for games, movies, music, and software.

UltraViolet was a cloud-based service that allowed users to store and access their licensed movies and TV shows on different devices. The service was shut down in July 2019, but users could still access their content through the retailers linked to their UltraViolet Library until then.
Here's some information about UltraViolet:

How it worked
Users could store proofs of purchase for their licensed content in their UltraViolet account. They could then play back their content on multiple devices using different streaming services. Users could also share access to their library with up to five people.

How to redeem
Users could redeem UltraViolet-enabled titles by following the instructions in the package insert and the redemption screen prompts.

Compatible apps
Users could stream their content through apps like Vudu, CinemaNow, and Flixster.

Shutdown
The Digital Entertainment Content Ecosystem (DECE) announced the shutdown of UltraViolet in January 2019. The decision was made in response to the changing online entertainment market. The launch of Movies Anywhere, a similar service led by Disney, and the declining number of new UV rights for films from studios like Fox, Universal, Lionsgate, Paramount, and Warner Bros. contributed to the decision.

Edit more info if you are interested:  https://en.wikipedia.org/wiki/UltraViolet_(website)

Digital is better in my opinion less resources and storage required. However it's much more expensive, so I still tend to buy and trade in physical games.

For me there is way more benefits from having physical. I still have most of all my games I had growing up from the NES - PS5 era and can still play them on original hardware. I know it's not convenient or possible for most but this is a hobby I'm very passionate about so I make it my duty to organize, maintain and have storage available for them. If its something I didn't like or see the value in keeping then I sell it on the after market or give away to friends and family (Better then being tied to a digital store front!).
I personally don't like the all digital future and will always advocate for physical when a full build of the game is on cart/disk. That being said I don't have my head in the sand, I know where the future is going and will buy digital from time to time. For example for live service games I don't bother with physical media as those games are server based and will be useless in years to come (unless patched) or if I find a game dirt cheap on steam for $5. Personally I find managing a digital library on different store fronts much less convenient but sometimes the ease of use from booting one game to another is nice or the fact digital will not take up precious storage space on games I don't see of much value in.

Physical media will always be king/queen for me personally but having the choice of both physical and digital should never be taken away from us. The route Microsoft has been going with Xbox is concerning and for me personally makes me less likely to purchase games for that platform in favor of others.

As far as I know, you can have more than two Switches for the same account. Only one of them can be set as a primary console for playing digital games offline, the other Switches are "non-primary consoles" which need internet connections for these digital games (Wi-Fi at home, Wi-Fi hotspot of your phone, public Wi-Fi...).

Each of these devices can have installs of your complete Switch library at the same time (if the microSD-cards are big enough), so no need to split them into subsets.

I also doubt that you will still often use your NSW2017 outside of your home Wi-Fi after the Switch 2 launch.