You know there is a difference between being in bad finances and not having money to make new a title. Where exactly did you get this information that capcom could literally not afford to make new SFV game?
For one thing, there were articles warning that Capcom was on shaky financial ground. They had a long string of bombs in the early 10s, including a number of fighting game titles. DmC flopped, MvC3 underperformed, SF x Tekken underperformed to the point where Namco didn't even bother with Tekken x SF, and even Resident Evil 6 fell considerably short of its targets, which means they didn't make a lot of money off of it. And when investors hear that games are consistently not making targets, they pull their money out.
Getting a loan would depend on how big of a credit risk lenders saw the company to be. And given how badly Capcom fighting games were doing, SFV was not a sure bet at that point. Street Fighter games are not guaranteed hits like Pokemon, especially with the way Capcom tends to saturate the market with all of its franchises, which is what got them in trouble to begin with. There is a reason why there was such a huge gap between SFIII Third Strike and SFIV, which was that SFIII was not a financially successful game. SFV still launched in a shitty state, even with Sony's resources helping them.
Today, sure, Capcom could easily afford a SF6 on its own. They've done an impressive job of turning the ship around the past few years, and I hope that they will take to heart what they learned from their failures in the early 10s.