Pyro as Bill said:
So you think Switch owners will have to use XBL for voice chat on Minecraft?
Do any games have cross platform voice chat other than Windows-XBL? It's the platform itself that's responsible for VC on every system isn't it? Steam, PSN, XBL. That's why an app (assuming anyone can use it) is a good option for cross platform voice chat and friend's list.
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If they go for cross-platform voicechat it will be done through XBL, though it may not happen, as like you said if there are games that support cross-platform voice chat it's a minority.
There are games that support voice-chat through their own servers/p2p rather than using steam/psn/xbl but I don't know of any that are cross-platform.
An app for cross-platform voice chat would need to be used, but I doubt Nintendo's app would be first choice for this. TeamSpeak, Discord, Skype, Steam etc would be. Because they're free.