Max King of the Wild said:
You preorder (aka give persmission) and then they withdraw when it "ships" or in a digital case, comes out. That's exactly what amazon does when you preorder except it's physical so you get charged when it ships.
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Sounds like a good way to overdraft. I always thought amazon took the money when you ordered too since you get the game on launch day. Meaning, the money must have been taken already.
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Never have I heard of a single online store that takes your money upfront. You give them (Amazon or whoever) your credit card info, and nothing happens until its shipped.
Also, you cannot overdraft. If there is no money in your account, they don't ship it and send you an e-mail warning you about it.