Nymeria said:
Many issues I've witnessed is the rolling cost of healthcare leading to bakruptcy. It's listed as the numbe one reason Americans file so it's not a small number of people who find medical bills to be a massive burden that reduces the quality of their lives. The average person (50% of the population) has $1000 or less rainy day fund. These costs to the economy have all sorts of knock off effects that could be avoided. Many people I know avoid the doctor and self medicate due to the costs, how many illnesses get worse because regular medical treatment is seen as a privelege?
Can you point to a country doing that? For example does Canada deny care to elderly for fiscal responsibility? I looked it up and Canada is 12th on life expectancy and the US is 31st. I understand all sorts of variables there, but these systems don't seem to diminish length of life one would expect to enjoy.
My finding is US spends 3.2 trillion on healthcare per year. Medicare for all would shift that to an estimated 1.9 trillion per year. Per person that would shift us into alignment with other countries. Can correct numbers if you found differently.
I'm not sucking up, but I appreciate your nuance in this discussion and not attacking me. I think consensus is there, its a matter of how rather than if. No system will match all of our demands, but working toward something better is a start so I appreicate that sentiment.
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With the most liberal estimate, less than .18% of Americans declare bankrupsy per year due to medical bills. Considering that 10% of the country is uninsured, that makes sense. The problem that needs to be solved is to get these people insured, which can come about through multiple means. We are arguing about the problems of single-payer not the problems of the current system, which I agree isn't good.
Almost every country with a monopsony on healthcare spending rations the number of and kind of treatments it will pay for as would any private spender. These countries make a utilitarian estimation where they prioritize young people who need these treatments (because they have more life to live) than elderly people who have only a few years left anyway, and for whom such treatments might have severe and expensive complications. This is a rational thing to do, but Americans aren't going to do it. They want their grandparents to live another ten years and are willing to spend the money to try, if they have it (and most do.) Likewise with luxury care (private rooms, expedient specialist services, etc.) Much of the higher spending in the U.S are on these things, and there is a demand for them. Switching to a single-payer system will not keep these people happy. Targetting universal healthcare through a multipayer system will though, and everyone will be satisfied. Those consumers who want to spend on luxury and end of life care will be satisfied. Those persons who need basic care but can't afford it currently, will be satisfied. Win, win.
As for the life-expectancy claim, there are thousands of variables which determine life expectancy including culture, lifestyle, and health education, which are the primary ones. If you compare the culturally, financially, and demographically similar Northern United States to Canada, you find similar life-expectancies. When you start including southern states, where people live high risk lifestyles and more are uninsured, then the U.S metric drops down. This is mostly irrelevant to what I was talking about anyway. End of life and luxury care focuses on the quality of life in the last few years, not just the length of it.
In 2016 the U.S government spent 28% of its budget on Medicaid + Veteran's Affair + Medicare. That is about $1.1 trillion on only 37% (120 million people get one or the other) of the population. Do you think the other 63% of the population can be covered for only 800 billion dollars and the services they receive won't be reduced/rationed? I am not buying the idea that we can turn $2.1 trillion in private + state government healthcare spending into only 800 billion of spending without a reduction in the following things: doctor compensation, services received, spending on medical technology and investements, or an increase in taxes/debt.
Rather than totally upending the system and throwing everyone into chaos, a few reforms can do the job: 1. eliminate all subsidies to employer sponsored healthcare and replace them with individual subsidies for somebody to buy healthcare on the marketplace, 2. subsidize not-for-profit cooperative care with the savings obtained from the elimination of federal subsidies. Basically if a group of people want to pool their resources together for health-care they should get the benefits that the employer would had. 3. Eliminate restrictions on the importation of medicine/drugs and expedite the FDA approval process, reduce the time that a company can have a patent on a drug, 4. eliminate the AMA's stranglehold on the licensing of doctors which artificially limit the supplies of doctors in certain fields.
All of this will allow people to disentangle health-care coverage from employement, allow prices to come down since for-profit insurance companies can no longer make profits on basic care if they compete with not-for-profit cooperatives, and bring drug prices down because there are no longer strong artificial barriers in the creation and importation of drugs. It does all this while maintaining consumer choice in the specific health services people want to spend on. This is less disruptive and more compatible with the American political system and culture than single-payer. And it has been proven to work in similar European countries.
This is why The Netherlands and Switzerland top the European charts in healthcare rankings, year after year.
https://healthpowerhouse.com/files/EHCI_2016/EHCI_2016_report.pdf