Well, my PS+ is paid until January 2019 (bought a few years in advance, when they were below 35 €), so I'm good. ;)
The first year was even free: 3 months testing phase + 3 PSN/PS+ bundles (€18.99 per €20-PSN-card + 3 months PS+)
€30 - €35 on average per year for over 60 games per year (even if many of them are indies) + cloud saves + PSN discounts already is a pretty sweet deal for me, I couldn't care less if this additionally includes online gaming or not.