Insurance companies have started to use driving data to know more about you and your car situation. So if you drive a lot each month your premium could go up. On the other hand if you drive little it could go down.
This is called Usage-Based insurance and it is the new way Insurance companies can bear down on you! Companies do not make new policies to lose money. This will be a money making venture.
They can ( on some cars) get speed, miles, acceleration, sudden stops, impacts, etc.
Get ready to pay!!!!
Usage based insurance, also known as pay as you drive (PAYD) and mile-based auto insurance is a type of automobile insurance whereby the costs of motor insurance are dependent upon type of vehicle used, measured against Time, Distance and Place.
This differs from traditional insurance, which attempts to differentiate and reward "safe" drivers, giving them lower premiums and/or a no-claims bonus. However, conventional differentiation is a reflection of past history rather than present patterns of behaviour. This means that it may take a long time before safer (or more reckless) patterns of driving and changes in lifestyle feed through into premiums.