Let me guess, the topic creator is aged 18-25, male and in full time employment? You're average 360 owner perhaps. For you it may not matter.
For me it does, I'm a uni student, that lives oon campus. I have very little disposable income, not even enough to buy all the games I want. I only have access to gaming speed internet 4 months a year, or I have to pay the exorbitant prices our uni charges for net usage. I would not pay $50 a year for online