The rate won't go up. It can't. The real owners of the FED - the banks - will print this financial system into oblivion. They will print untill the world itself or the FED burns.
If you think this is capitalism, then you don't know much about capitalism. As soon as modern fiat money was born with the FED, it was crony capitalism or some fusion of capitalism with fascism. We just now hitting full-retard on the scam.
Socialism is even worse then this system. Much worse.
There is no such thing as "free market" capitalism. ALL capitalism is crony capitalism. It has always been thus and will always be thus because it capitalism is a class-based system and state force is always necessary to prevent the breakdown of the unequal class relations that are fundamental to such a system.
You don't even know the difference between a monetary system and a govermental system. Capitalism is just the free exchange of labor for resources. It's that simple. Before the FED and the central banks, the world had a monetary system close to that core principle. Afterwards we were trapped in a debt-based, crony capitalism monetary system of which there is no escape.
I don't have the time to write down why the quest for equality is utterly retarded and pointless. So i'm just gonna say that equality will never be solved, because it cannot be solved. Not by anyone. Not with the best intensions are or can people be made equal.