| BasilZero said: I have 10 credit cards I have multiplier points on all of them except for the shared credit union card. My highest credit limit for a card is $20,500 and lowest is $3,900. Chase Visa - for subscriptions and paying for tolls Amazon Visa - for Amazon shopping since 95% of my shopping for non-groceries is from Amazon Citi Mastercard - for digital purchases such as games, TV shows, movies in moviesanywhere format, etc Discover Mastercard - for food outings right now - usually use this as my balance transfer card, alternate between this and BoA Bank of America Visa - using it as my balance transfer card right now - usually use this for food outings but alternate between this and Discover American Express card - my burner card, if I go to a new place or shop online to a place I'm not familiar with, I use this instead of other cards Costco Mastercard - only use it for Costco shopping (since its near my home) and I only pump gas at Costco for my cars Macys AMEX - only use it for Macys shopping in store or online , usually use it holidays like Christmas, black friday, July 4, etc Shared Credit Union card with wife - just an extra card if needed to split on purchases. My wife uses her cards for shopping groceries |
That's an incredible credit mix and congrats on that over 800 score. Mine was 815 or so before I took on a new loan for new siding, gutters, and front door. Then I opened a couple more credit cards that were 0% for 12 months.
My cards:
American Express Platinum - for large purchases and vacations 895 AF
American Express Blue Cash Everyday - 3% grocery, gas, online retail, no annual fee
American Express Blue Cash Preferred - 6% grocery and streaming, 3% transit and gas 95USD AF
Discover It card - 2% grocery/gas, 1% everything else (I don't really use this one anymore)
Fidelity VISA - 2% everything, cashback deposited to Fidelity cash account
Credit Union MasterCard - My first ever credit card, no usable perks
My highest limit is 25,800. I think my lowest is 10k.
