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I have 10 credit cards

I have multiplier points on all of them except for the shared credit union card. 

My highest credit limit for a card is $20,500 and lowest is $3,900.

Chase Visa - for subscriptions and paying for tolls

Amazon Visa - for Amazon shopping since 95% of my shopping for non-groceries is from Amazon

Citi Mastercard - for digital purchases such as games, TV shows, movies in moviesanywhere format, etc

Discover Mastercard - for food outings right now - usually use this as my balance transfer card, alternate between this and BoA

Bank of America Visa - using it as my balance transfer card right now - usually use this for food outings but alternate between this and Discover

American Express card - my burner card, if I go to a new place or shop online to a place I'm not familiar with, I use this instead of other cards

Costco Mastercard - only use it for Costco shopping (since its near my home) and I only pump gas at Costco for my cars

Best Buy Visa - only use it for purchases at Best Buy even though I could use it outside, I only use it for large appliances purchases like Washing machines, dryers, computers, etc.

Macys AMEX - only use it for Macys shopping in store or online , usually use it holidays like Christmas, black friday, July 4, etc

Shared Credit Union card with wife - just an extra card if needed to split on purchases.

My wife uses her cards for shopping groceries

Last edited by BasilZero - on 21 September 2025