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Mnementh said:
Barozi said:

There are several flaws in that logic though.
You assume that people who commit financial crimes to be wealthy. So what's with a poor guy who is in serious debt and yet keeps buying TVs, mobile phones etc. with money he doesn't have? Do you think he cares that he gets a financial punishment? You can't stop his future actions that way.

So the alternative would be community work. And how exactly would you enforce that? A fine wouldn't help at all as stated above so the only chance would be to threaten him with a prison sentence.

The people buying stuff even if they are indebted, have a problem. Prison isn't helping anyone in that case, they need psychological treatment. Besides, these people do negligable damage to the economy, one big speculation scheme does economic damage for thousand of these poor saps who have a shopping addiction.

And these guys usually have no problem doing their social or community work. If anything you can use prison as a fallback, if they slip their community work, although I suspect it will not change much.

Well they are mostly badly educated and never learned how to spend money properly.
Still I'm not talking about the ones that are addicted, I'm talking about those who simply don't care about their debt, because they have the attitude that someone (the public or the company) will take care of it eventually.