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Conina said:
No free Crackdown 1 with a German IP, even if all other settings are set for a different country... seems that I still have to insert the disc if I want to play it.

You have to migrate your account to download (or pay) for 360 games that aren't available in your country. Everything else won't work. I've migrated my acount to the US several months ago. Just migrate to another European state and you can still use € to pay or another country where games are cheaper.