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richardhutnik said:

Except that...

* Mass Effect 2 had a dialog tree which impacted how the game played out, and also character stats that impacted how you played, and the story.  Included with this was a moral decisions that impacted your character's impact in the world.

* Mass Effect 2 had a massive backstory developed.

* Mass Effect 2 played based on what you did in the prior game.

* You had relationships with different characters.

* Mass Effect 2 tried to tell a story.

So, outside of that, I guess it is just a "It's a shooter masqueraded as an RPG".  And your take on Borderlands is that it is just an FPS with really no RPG elements at all, if Mass Effect 2 isn't really an RPG?

... Borderlands has loot.

RPG's need loot!