In my case (UK) Sony returned my trapped disk separately by mail. I'd hope Sony in US would do the same.
I don't know how far past warranty it is, but I'd always suggest a gentle argument for a free fix - at least in UK I know this can sometimes get results.
When I had YLOD Sony wanted me to pay, but when I called I said how surprised I was as I thought only 360 suffered such failures, not PS3 (sorry 360 fans, it wasn't personal, I'd have happily said the opposite in a reverse situation) there was an awkward silence after which the Sony helpline rep agreed to a free fix but noted any future issues would definitely be out of warranty.
If it's BC I'd try and get it fixed.