Ail said:
Yep 40$.
I wouldn't worry about credit limit with best Buy card.
My limit is low because that when I applied 5 years ago I had almost no credit history in the US and they only automatically increase the limit by 200$/year...
5 years ago I tried to apply to Amazon and was denied, this time around I got approved in 10 seconds for 5k limit...
5 years of building a credit history makes a huge difference...
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Yeah weird, I did the Amazon one and they just gave me a temporary $3000 limit and just the $30. Never saw the $40 offer.
If I had to guess why the limit is only 3k, it's probably the existing $5k balance on my credit card, thanks to the engagement ring, which gets paid in a few days. Either that or it could be the stupid incorrect fraud alert my CC company put on my card a couple weeks ago (which is why I wanted a new card) or my retardedly low mortgage, since it was a question on the form.
Credit scores/history crap is so ridiculous there could be any number of random explanations. For all I know it could be the current price of shit in Paraguay.