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Ail said:

Yep 40$.

I wouldn't worry about credit limit with best Buy card.

My limit is low because that when I applied 5 years ago I had almost no credit history in the US and they only automatically increase the limit by 200$/year...

5 years ago I tried to apply to Amazon and was denied, this time around I got approved in 10 seconds for 5k limit...

5 years of building a credit history makes a huge difference...

Yeah weird, I did the Amazon one and they just gave me a temporary $3000 limit and just the $30.  Never saw the $40 offer.

If I had to guess why the limit is only 3k, it's probably the existing $5k balance on my credit card, thanks to the engagement ring, which gets paid in a few days.  Either that or it could be the stupid incorrect fraud alert my CC company put on my card a couple weeks ago (which is why I wanted a new card) or my retardedly low mortgage, since it was a question on the form.

Credit scores/history crap is so ridiculous there could be any number of random explanations.  For all I know it could be the current price of shit in Paraguay.