I wish I could be more organized with my money. You budget yourself really well by the looks of it. What's your secret?
I make good money but due to my spending habits not much of it gets put away. I also have a very expensive cost of living what with medical bills and children, and I live in an area that is fairly expensive (my 2 bedroom apartment costs more than $1450 per month, if I recall). Next month I'll be making my final payment towards my daughter's pre school, which has costed us $400 per month for the last two years. After that she'll be going to public school, which is so cheap it's not even funny. Freeing up $400 each month is going to be so freaking nice.
Sorry for late reply. Its weird quoting while on mobile - back on PC again lol
I separate my gaming budget from my actual budget because I dont use my income on anything gaming unless its something substantial like buying new hardware which I usually only do every 5-7 years.
Like I said in my original post, most of my gaming purchases come from gift cards (Amazon, Steam wallet, PSN, eshop) I get from work (through partnerships, health insurance program, etc) and money I get from youtube.
Its nothing big or large amount but the little I get I only use it during sales times.
The most I pay in average for a game nowadays is around $10 to $15. Very rarely do I spent $20 to $30 and I dont usually go above $40 except for a few occasions.
My actual income from my career goes to a bunch of stuff so I gotta save my money - have a spreadsheet and a book showcasing all my expenses/gains (its a habit I got from my parents) and I budget myself from that.
I'm the only one working in my household of 4.
I purchased a new home recently as of October 2018 - newly built in September 2018 - 3,500 sqft 2 story house with 4 bedrooms (master, 2 bedrooms, guest room), 3 and half baths (master bath, guest bath, regular bath and a half bath), media room, game room, full island kitchen, etc compared to my old home which was a 1,500 sqft with 3 bedrooms and 2 bathrooms lol.
I'm paying for.....
Car insurance for 2 vehicles
Indian/Asianet subscription service for my wife and parents (so they can watch their tv dramas and stuff)
Food (Usually around $100 to $200 per week which includes general items alongside food items like vegetables, milk, meat, etc)
We dont eat out at restaurants , but grow (in our garden) and make our own food.
Medical bills arent a issue since my parents' retirement/disability/government aid covers their costs and as for me and my wife - we dont consume any medications.
Its kinda tough right now with all the bills and depending on one person's income - cant wait for my wife to start working lol.
I was gonna buy a prebuilt PC and build another one but I ran out of money I can spend from the new home and buying furniture for it lol - so now I gotta wait ;(
Last edited by BasilZero - on 14 March 2019