SpokenTruth said:
JakDaSnack said: How about we just do universal healthcare like just about everyone else? It's been proven to be cheaper, and it literally benefits every party. With republicare we basically pay for our health insurance twice.
But seriously, our taxes pay for law enforcement, they pay for fire, they pay for roads, they pay for education, why not health? Seems obvious to me, but what do I know. |
Because this country believes in protecting shareholder value far more than protecting your health.
|
I believe we should have universal healthcare in the USA, but in the interest of advocating for the devil, I'd answer this in two different ways.
1.) What is the nuts and bolts reason why we haven't voted for universal care yet?
The idea of universal care is actually pretty popular right now. Per a Gallup poll last year, 58% of Americans are in favor of replacing the ACA with a universal system, however, when push comes to shove, there is comparatively less motivation from the voting electorate. I have a few ideas as to why this is the case.
Per the Kaiser Family Foundation, 36% of people already have government funded healthcare, including 14% that are covered by Medicare. Those age 65 and older have single payer healthcare, they vote a lot, and they have little personal motivation for the government granting universal care to everyone else.
Another 20% is made up of Medicaid beneficiaries. Given the costant uncertainty around Medicaid, this group would have a bigger incentive to move towards universal care, as it would remove a constant, looming questionmark from their lives. Unlike the old people referenced above though, many people on Medicaid are either poor, or children. Children can't vote, and poor people don't vote (as much as their higher income peers).
49% of Americans do not have government funded healthcare, but they are getting healthcare through their employers. This cost is typically subsidized by the employer, so these people are shielded a bit from the true cost of care.
After subtracted employer coverage, and public options like Medicare and Medicaid, we're left with ~16% of people who either go it alone, or are uninsured.
2.) Why might some individuals not want universal care?
Money, simply put. But not just money for the big guys at the top. The middle and upper-middle class stand to lose out as well.
I'll use myself as an example. I am currently covered through my employer. I am young and healthy, so I select a relatively inexpensive plan with a high dedutible each year during open enrollment. The plan has a HSA (health-savings account) feature that allows me to save over $3K a year, tax deferred. If and when I do get sick, I can use those savings to buy health care services, tax-free. If I am somehow incredibly lucky, and I make it to retirement with no major medical incidents, I can use that money (which could very well grow into six figures by my 60s) just as additional retirement savings.
The passing of the ACA already meant more expensive coverage for me. Given that "Affordable" premiums in the act, is defined by no more than 9.5% of a person's earnings going towards coverage for themselves, my company had to stratify health premiums, so that people making more money paid more for the same coverage so that people making less money were subsidized.
I would have to imagine that people like me would be hit even more were universal healthcare to pass.
I am not wealthy by any means, but I am young, healthy, I have a good job, and I am good with money. The fact is that the American healthcare system works out phenomenally for me and many others like me.