Except no one is terminating anything, unless you're engaging in illegal activity on your account. They can brick your console if they so wished through an update, they don't do that either. A lot of this is baseless paranoia. 

Now that's just very false.

A part of that money goes to Sony and Microsoft and Nintendo, yes. But the publisher and developer also get the lion's share of the money on each sale. The only one missing out is retailers like Gamespot when the middleman gets cut out. 

Digital games, if new, are going to be the same price. That's given, since the economics of the entire industry depends on it. Even then, some new games are digitally discounted (WWHD was discounted when released digitally, and Dark Souls 2 is $50 on Steam as opposed to $60 on consoles). Games also go on sale much faster and much more often, as I mentioned in the OP.

Digital games are the future. They will win out, as consumers slowly embrace the format. A generation or two from now, I doubt physical media exists. At that point, perhaps a backwards compatible PS5 or 6 will be able to play my digital PS3 games, but physical games will be incompatible due to format change and/or lack of disc drive.

capacity,downloading speed,fear of an accidently deletion...you cannot borrow to a friend...what else?

You don't know that and It's not baseless. Hell Kiki Wolfkill of 343 wanted people perma banned from XBL for using sexist slurs. Networks are not stable and they will never be fully secure. They could easily be hacked and the data could be lost or someone could lock out every person on the network. A petty person could find themselves in a position of power, lose their shit and indiscriminately permaban people locking them out of their games.Its not the first time something like that has happened. Sure they can brick your console but it's easy as hell to flash the drive and load up your own OS. So you can still play your disk based games. Something you can't always do when your game is locked away in some not-completely-secure server somewhere that is guarded by some fallible human being that is one powertrip away from denying you access to your game.

In 2011 how many people got locked out of their accounts and lost access to their games when Sony got hacked? A lot of people lost their personal info. I'm sure it was a lot of em. Hell it was far worse for XBL Gold. Since the launch of Xb360 and even for some time on Xb1 people had their accounts hacked into every day. A lot of them losing access to their digital games. Why? Because of a well known exploit(in the hacking community at least) that allowed people to bypass password verification by pressing space bar. For years Kotaku and other outlets reported on the high number of accounts being hacked into that ranged from celebrities to Xbox employees. For years they blamed it on phishing and user error. It wasn't until a 5 year old discovered it that they acknowledged it and did something about it. I'm sure after a lot of hassle and dealing with customer support they got their accounts back.

However we have consumer rights. Rights that people fought and died for for generations. One of those rights is to not have to worry about that kind of hassle or have that kind of of fear of you losing access to something you paid for. You have to acknowledge and accept that there is serious and very real risk involved, otherwise you are being blind and irrational and one day you will be filled with enormous regret when something bad does happen.

Just about everywhere outside the US digital games cost more than physical games. So you keep saying they are the same price new or cheaper and that is not true. Since there are a lot more countries with that problem than the US the average cost of new digital downloads exceeds physical copies. Digital games are not the future. People said the same thing about the kinect. It turns out it's not the future. Controllers are the future because much like digital kinect was too much of a hassle and had too many problems. Wake up, get out of your bubble, and look around. Millions are made on physical games by users alone. it is a commodity plain and simple, something you do not seem to understand. It's never going to be only digital because there is too much money on the line and too many consumer rights would be lost, and it is entirely too unreliable, unpredictable, and just not a safe bet. 

People could rob your house and you can lose your games, or your house could burn down and you'll lose your games.

You could also comitt a crime and be locked away, not being able to use your games.

There's a huge risk to everything that we have just by living. If you are stupid enough to use slurs or be an asshole while playing, yes, you might be banned. Usually you won't be perma-banned for something trivial, but if you do something so inherently stupid you might. 

This isn't a conspiracy about a company taking away consumer's rights. Any game you had downloaded would still be available for you to play, even then. You just wouldn't be able to redownload it. And Sony/Microsoft could patch your system to prevent it from playing a certain game if they so wished. They aren't, so there's no reason to make this into a conspiracy.

You know what? No one wanted cartridges gone either. People made a huge deal about that too. They were phased out eventually for a better format, however.

Digital games are gaining traction at an insane level, as companies push out cheaper digital games with huge sales (and yes, they happen outside the US too). I'm not the one living in the bubble if you can't see that digital is where the industry is heading, and it's what the industry will be in a generation or two.

That is bullshit and you know it. You control the responsibility of protecting your personal property and the things you paid for. If your house burns down or gets broken into insurance you pay for because you should be responsible will replace it. Sure you could get locked away but that is on you. That is your life and your choices. Wake up and understand they are taking that right away from you and imposing far greater risk. If something happens to the servers or the data or an admin goes apeshit there is no insurance that will replace that lost data, there is no gurantee they will ever get that data back. Hell they couldn't bring some ME DLC to ps3 because they lost the source code. That can easily happen with any digital download and then you are fucked. There won't be a damn thing you could do about it either because you agreed to it and signed the TOS and gave away those rights to that product. 

Now that's bullshit. iTunes, Google, etc. have had digital downloads available for years and nothing like this ever happens. You sound like a conspiracy theorist, thinking that companies purposefully shaft consumers.

I've been buying digital games and media for over a decade. Not ONCE have I had any of my content de-synced from my account. Over that time, some of my physical media has become scratched, stolen, etc. Just like how you are responsible for taking care of your property, you are responsible for taking care of your account by not being an asshole. If you can do that, you have your games available anytime you want on any device you want, barring an "admin" going "apeshit" crazy of course.

It is amazing of how little you know of what happened at that time. There is a huge differance. Cartriges went to a better and longer lasting physical format. Not a worse, less secure intagible formant. It doesn't matter how much traction they are getting, the push back against it is gaining just as much traction if not more. It was so bad in fact it forced MS to do a ocmplete turn around. The only people who think this is the future are people that are completely blind to the world around them and how it works. I tell ya what I'm going to book mark this and next generation when it doesn't happen I'm going to come back and serve you a nice serving of crow and you are going to ow everyone an apology. Then Im going to wait untill the following generation and come back again and do it again because you have no idea what you are talking about.