Leave your PSN ID if you have a headset. whether its usb (better i think) or bluetooth.
Whenever im in warhawk rainbow or tekken hardly any people seem to talk. Headsets cost about 25 quid and you can use them with your pc also.
Microsoft were right on when they released one with every 360. The online community ALL have mics and nearly all use them. Gears rainbow halo cod4 all these games i have no problem communicating. Without voicechat in games you might as well be playing against the computer except for the skill differences.
Ynwa.