Well as much as I'd say the FBI is at fault isn't the whole purpose of having insurance to cover you if you get in an accident? If the US Government crashes the car what difference does it make? The insurance policy still stands and the insurer is responsible to help pay for a replacement or cover the losses.
In this case its probably just a case of an FBI agent unfamiliar with the car driving it around a sharp corner or something. Speed may have been a factor but its not like he was drunk or anything. Since you can't verify the agent was violating any laws or driving irresponsibly I don't see how the insurance company would have a case.
It was an accident plain and simple. I mean yah its a 750,000$ car but it was still an accident and the fact that it was an FBI agent behind the wheel doesn't really matter. I mean FBI agents aren't perfect they crash vehicles too if he wasn't breaking any laws that caused the accident I don't see any reason for people to be upset. Obviously the insurance company just doesn't want to cover the damages.
But that's the job of the insurance company. They are expected to cover or at least help cover the damages that's why people buy insurance. If insurance didn't insure where would be the point in buying insurance?
-JC7
"In God We Trust - In Games We Play " - Joel Reimer








