primogen18 said:
Sure it sucks the guy was a little greedy but it does suck knowing that I have never had a crash or ticket but I still have to pay insurance to pay for OTHER people's mistakes. Different situation but just trying to see the "ill pay when it happens" point of view. Alot of that taxes go to stuff you will never see in your lifetime, but you're stuck paying them anyway.
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In the case of a fire, if you don't get to it early, then it can jump to your neighbor. That is what happened here. Apparently the fire department did come out, after someone who did pay, had their house catch fire.
I do believe in this case, you need to charge a surcharge to the person who is involved, and they be required to pay a few more years out.