For those who haven't noticed, Konami has jammed in a new function with its new update.
It's an insurance service that helps protect your "hard earned" resources from invaders.
http://www.gamespot.com/articles/metal-gear-solid-5-offers-base-insurance-via-micro/1100-6431175/
FOB Insurance
- Your FOBs are always at risk of coming under attack. Now, you can rest easy with FOB insurance (paid service). If you sign up for insurance, then during the insurance period you will be compensated for any materials and staff lost due to rival infiltrations.
- Staff/materials stolen by the rival will in fact remain on your base, and an identical amount of staff/materials will be handed over to the rival instead.
- MB Coins are purchased with real money, but free MB Coins are also distributed periodically as login bonuses, etc.
- The following are not covered by FOB insurance: Staff/items that are not fully your property, such as abducted staff being held in your Brig (FOB), Wounded staff (staff lost due to death or extraction will be compensated), Staff used by you to deploy in defense of the FOB (neither death nor extraction will be compensated), Nuclear weapons.
While mictrotransactions themselves have been a nuisance, this has reached a new low. This is basically them saying "You get invaded a lot while offline? You're in the red due to continuous invasions? Are you losing lots of resources? Then buy our MB coins with your money so you can get our insurance. Never lose resources again. But those S++ soldiers that got fultoned? You'll lose them forever!" By the looks of it, they don't care if we want to opt out of the FOB.