Money's not the issue, time is. There was a time when both were the issue, and before that, money was the issue but time wasn't. But I have a job and know how to manage my expenses in relation to my income, so no problem. To be honest, where I live, I don't see why anyone with a full-time job should have financial hardships unless they have unusual expenses (e.g. due to health issues, and healthcare is quite affordable here). Of course it's a different thing if you don't have a job.







