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IcaroRibeiro said:
twintail said:

I'm still not seeing the value

Only few games are on services, for the majority of them you need to pay before buying and you have no option for testing. 

Many digital stores offer testing a game for a few hours. If you don't like it in that time frame, you can give it back and get a refund:

  • Steam: return within 14 days from purchase, playtime less than 120 minutes
  • Epic Games Store: return within 14 days from purchase, playtime less than 120 minutes
  • GOG: return within 30 days from purchase, no playtime limit!
  • EA Store: return within 14 days from purchase; within 24 hours after you first launch the game
  • Stadia: return within 14 days from purchase, playtime less than 120 minutes
  • Battle.net: return within 14 days from purchase, playtime less than 120 minutes
  • Xbox Marketplace / Microsoft Store: return within 14 days from purchase, "not much" playtime

More restrictive return policies:

  • Ubisoft Store: return within 14 days; as long as the content hasn't been launched
  • PlayStation Store: return within 14 days; as long as the content hasn't been launched
  • Nintendo eShop: "No refunds, suckers!"