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theRepublic said:
VAMatt said:

That's not what it says.  

It says right in the graphic, "Each rating is measured over a 1 year period".

That doesn't mean last year, or that only one year counts.  Essentially all investment returns are presented on an annualized basis.

If he missed by 2000% over 5 years (just making up that number of years) that would be over 80% annualized.