Currently Online 
Depends on what exactly the service provides overall, bare bones or not, but for $20 I have to assume it would be worth it for myself personally, to stick with the existing service since I find the free games to be worth it. There is no doubt most of my friends would go with the $20 package though. They are quite cheap, split on games and share them, can't stand having to pay for online, and don't really care about the free games, so I would be the minority of the group.
PS1 - ! - We must build a console that can alert our enemies.
PS2 - @- We must build a console that offers online living room gaming.
PS3 - #- We must build a console that’s powerful, social, costs and does everything.
PS4 - $- We must build a console that’s affordable, charges for services, and pumps out exclusives.
PRO -%-We must build a console that's VR ready, checkerboard upscales, and sells but a fraction of the money printer.
PS5 - ^ -We must build a console that’s a generational cross product, with RT lighting, and price hiking.
PRO -&- We must build a console that Super Res upscales and continues the cost increases.
