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XD84 said:

I like to own my games. That is why I will buy console games physical and not digital if possible. I do make an exception with games on PC due to steam.

Well if you buy on steam, this is similar concept instead of paying 60 USD you are paying 1/3 of it but will have it rented for 180 days. Not the best option, but is valid.

I never paid more than 20 USD for a game on steam, since I never buy AAA games at release on PC.