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Cobretti2 said:
I learnt my lesson as a kid.

Don't lend stuff to others because they abuse the fuck out of it and damage it.

Therefore on that principle I don't borrow because others would expect the same even though they most don't know how to take care of a game.

So much this.

I would only borrow/lend from/to my brother, which I did lots of times during 7th gen, but not anymore.
He pretty much stopped gaming and I started earning money, so not a huge loss for me.