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Can someone please explain how the PS+ pricing works?  Before I had plus, I'd pay regular prices for items.  Now, there's something I want, that's 10 bucks for regular users, and 8 dollars for PS+.  If I don't have an active PS+ account, wont I lose assess, over 2 dollars?

Or, do I just pay the 8 dollars now, and not worry about it.  I don't wanna buy this for 8 bucks, and risk losing access to it just because I didn't pay that extra 2 bucks, wth?