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Jay520 said:

My view is complicated and I don't know if I can articulate it clearly. I believe poor people are poor because of their personality, but that's not necessarily the fault of the person. If that makes sense.

But there's a pretty big difference between an abundance of opportunity and merely the illusion of abundance, which is what it would be if they don't possess free will. The opportunity might as well not exist if they don't have the capacity to actually exploit it.