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RolStoppable said:

Didn't the Bears hire McCown last year after Hanie wasn't up to the task? Why didn't they sign him permanently, if they aren't happy with their current #2 QB?

The Bears prefer Campbell to McCown, just like any sane and rational person would, but the Bears chose to have only two quarterbacks on their roster at the start of the season (Cutler and Campbell), so if Cutler can't play on Monday they would effectively have no backup. I know they signed some rookie who's on their practice squad, but I'm guessing they don't have enough faith in him to carry on if Campbell also goes down.

As for why they didn't just keep McCown, I suspect it's a combination of wanting to use that roster spot on somebody else, and simply not wanting to guarantee him a veteran salary for an entire season (which they'd have to do if he was on the roster for Week One).