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Saving money is not worth it unless you invest in stock.

The economy is designed around the idea of common people consuming and producing and thus it's cheaper to take loans.

Plus it's an oxymoron to save while you are young. A young person doesn't own any capital but is energetic and in constant need of money, while an old person has accumulated lots of stuff during his life and doesn't consume much anymore.

need much in addition to all the stuff he already accumulated during the years.