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It would be nice if Microsoft did not charge, This is the way i look at it, I buy the game for $60 bucks, my Comcast bill for Internet is $ 50 plus dollors a month. That is a lot of money , then to pay 50 bucks a year , or 20 bucks every 3 months that really adds up. I have cancelled my XBL account and switched my online gaming over to the PSN and i have to say friends list is not as good but Sonys is getting better, i have no lag on the many games i play , and its free. So do what ever works for you as a gamer.