When I say unknown investments, I mean for when things break, in other words normal maintenance items which can get expensive fast. Ultimately that shouldn't really affect your loan potential, but just saying keep things in perspective. It would be really cool for you to own the business and make +200k/year in profits. As I said, I don't really know your situation, but I'm just trying to help you think things through.
Just a few things to note about your business plan. Make sure you make it interesting right off the bat. Some lenders get a lot of applications and throw away the plans after reading the first page. You may want to investigate some standard templates and make sure the big selling points are right up front. Essentially that you have a good business that is guaranteed to return a profit. If you bury that information way back in the excel sheets they may not get that far.
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