nordlead on 19 July 2009
oh, and I'll throw this out there too. In the US, they have this service for overdraft protection. At HSBC it costs nothing, and it essentially turns your debit account into a credit account if you overdraw. But if you pay it off right away it only costs like $1-2 instead of $35. I'd call around and see if anyone offers it and switch to them considering you don't keep much money in your account.
