richardhutnik said:
Due to Social Security, millions of elderly are avoiding poverty. They also aren't really employable in ways they could survive either. And the family has broken down to an extent where they don't get much help. Medicaid is for non-elderly, pretty much those who are not poor. I do think you need to seriously look at your idea, and you need to consider possibly major refining, and get some solid numbers. Also, come up with an acceptable number of added deaths in society by your removing things. And then, if you want to persuade people on your views, you are going to have to show how it is superior. |
Ohhh I could never possibly disagree more with somebody about anything than your view on social security.
Problems I have with it:
1) It's the sign of a nanny state, the government telling you that you can't look after your own money, so we'll do it for you.
2) It's taking money from each paycheque during a person's entire working career. What if I need that money when I'm 30...but you tell me I can't have it until I retire at 60+...wtf?
3) It's a ponzi scheme. Take money from new investors to pay off the older investors. But since it's thru Uncle Sam it's legal.
4) It's unsustainable. It's going broke. It can't last. There aren't enough new investors to keep this ponzi scheme going since the American population is aging.
5) The same money stolen from each paycheque could be invested privately at your own discretion. Yes, it's riskier, but it has potential for better payoffs.
6) It's not guaranteed. If you make a lot of money during your working career, the government can just decide to keep it and not give back a dime. This happened with both sets of my grandparents (one started a small business from the ground, the other was an accountant). So if you do well during your career it magically turns from an investment into a tax.
7) You have no choice. You can't opt out, you can't say fuck off keep your greedy warmongering hands off my hard earned money you fucking government pricks. You're stuck in this failing, shithole of a ponzi scheme. Because if you could opt out, they'd be even more screwed than they are now, and they know it. They can't end it without suffering through billions more in debt.
I guess that pretty much covers it. Social security is a joke, and needs to end...but of course it won't end anytime soon.
But I guess this is from a capitalist perspective, hating SS that is. Of course policemen and teachers (and other government workers) love it...put in your 30 years, retire at 50, start collecting SS, and get a part time job as a Wal-mart greeter, and you're earning 2 nice paycheques each month for very little work.
