Why are Americans poisoning themselves?

[Chrkeller]

rapsuperstar31 said:

Chrkeller said:

I am not a fan personally.  The US system isn't as expensive as people make it out to be.  It is founded in a shared risk system, similar to Universal.  The difference is Universal is paid via taxes, while employment pays for the US's shared risk plan.  The max out of pocket, on average, is 4-5k.  Nobody in the US is paying hundreds of thousands, that is a BS myth (not directed at you) that the media has created.  The other point is, when I lived in Europe with Universal, waiting times for a specialist was 6 to 9 months.  In the US, yeah it costs me 4k, but I could see someone in a week.  

Not if you get hurt while traveling in another state.  That out of network broken arm can cost you $50k+. Prior to Obamacare, many healthcare plans had maximum coverage in them, so if your cancer treatments exceeded a million you had to pay for the rest.

Not true.  Insurance covers emergency care when traveling.  It just doesn't cover routine medical.  Max out of pockets existed long before Obamacare, long before.

The stories of people paying 500k (or whatever) for cancer treatment is when the treatment is experimental, not FDA approved.  Or when seeking treatment out of network. 

Don't get me wrong, I think insurance in the US needs a revamp, but it doesn't work like most people think it does.  

Last edited by Chrkeller - 21 hours ago