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Davy said:

You must also understand that you don't really need a modern pc to play this generation games. I play pc games at 1440p High Settings on a 2020 PC.
Since you have Playstation 5 & Xbox i don't see any reason you cannot wait to avoid the extra 500 usd gpu upgrade for next gen.

(except if you play a lot of games and you want to go open seas route, to save a lot of money.)

A 2020 PC is not modern? :p

I bet older PCs can still keep up. 

AI cuts it off at 2017:

Yes, a PC built with components from around 2017 can outperform a PS5, though it depends on the specific parts and your budget. A custom PC offers the ability to upgrade components over time, and while the PS5 provides a fixed, optimized experience, a high-end PC can exceed its performance, especially with more powerful GPUs like an RTX 40 series, offering better frame rates and ray tracing.