You must also understand that you don't really need a modern pc to play this generation games. I play pc games at 1440p High Settings on a 2020 PC.
Since you have Playstation 5 & Xbox i don't see any reason you cannot wait to avoid the extra 500 usd gpu upgrade for next gen.
(except if you play a lot of games and you want to go open seas route, to save a lot of money.)







