I have a re:member card, I use for car rentals when I go to visit my family and friends back home. I got mine right around the time my last lease expired and I knew I won't be getting another car. With the built-in extra insurance in case of damages or injury, it's easily the best credit-card for this purpose around here. For other purchases, I don't use credit, but I have a Revolut account for international transfers and investments (there's so much less pain that the uptight banking system and actors here). Almost every day-to-day purchase or order is made with a regular debit card, it's simple and easy to manage. I can't imagine having to keep track of several lines of credit in addition to five accounts and three employers.







