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BasilZero said:

Been doing this for the past 3-4 years and thanks to that I was able to pay off my father's funeral costs immediately which cost me about $20,000.

Sorry about the offtopic, but $20,000 for a funeral? Are these normal prices in the US?

My Mom died 3 years ago and the total costs were below €8,000, even with the 30-year fee for a double-grave.
When my Dad died the following year, his funeral costs were below €5,000 (since we already paid his grave fees).