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Cobretti2 said:

Nintendo as an examples ties everything to our console hardware. Once the Switch online ends life, if your switch dies so does your game collection.

If my PC dies no worries, I just install steam on a new one and reinstall everything.

For digital to work well on consoles they need to be more open with how you backup your data and how you can use it once the generation ends at least.

Digital Switch games are bound to your Nintendo account, not to your hardware. If your Switch dies, buy a new one, sign in and redownload your digital library.

Digital Playstation games are bound to your PSN account, not to your hardware. If your PlayStation dies, buy a new one, sign in and redownload your digital library.

Digital Xbox games are bound to your Xbox account, not to your hardware. If your Xbox dies, buy a new one, sign in and redownload your digital library.

Digital PC Steam games are bound to your Steam account, not to your hardware. If your PC dies, buy a new one, sign in and redownload your digital library.

There is no difference! If the platform still exists, your collection doesn't die with the hardware. If the platform doesn't exist anymore, you can't redownload the games on Steam, Nintendo eShop, PS Store, Xbox Marketplace, Ubi Store, Epic Game Store, EA Play...