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Cobretti2 said:

ON a side note, how awesome would it be if Nintendo at the end of the Switch life, released firmware that doesn't tie your game data to a console. Then can easily replace your broken switch.

Yeah, that would be great. The digital games are bound to an Nintendo account anyways.

Just put the SD card into the new Switch, log in with the same Nintendo account and the data of that user gets unlocked.

Works fine on Xbox One/Series and PS4/PS5 for external devices.